Money Market Funds 

Money Market FundsMoney market mutual funds are mutual funds that invest in commercial paper (i.e., short-term IOUs issued by corporations), in short-term government debt or in other short-term securities. Companies frequently need to borrow money to meet short-term obligations like paying suppliers and employees. They promise to repay their IOUs plus interest, usually within one to ninety days. Investment earnings within the Money Market Fund are passed on to the mutual fund investors.

Money Market Funds are sold by prospectus. The Prospectus contains additional investor information such as investment objectives, risks, charges and expenses. A prospectus is available from a First Investment Center Representative. Please read carefully before investing or sending money. Money market mutual funds are neither insured nor guaranteed by the FDIC or any government agency. There can be no assurance that any money market fund will be able to maintain a stable net asset value of $1.00 per share.

Considerations for investing in money market mutual funds Millions of Americans invest in money market instruments because they generally offer a competitive rate of return while still keeping the money liquid for immediate use as needed.


Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. First Investment Center, 226 Nassau Street, St. Peter, MN 56082. 

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Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements.  The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

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