Personal Checking Accounts 

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 Checking Accounts

Free Checking 

  • No Minimum Balance
  • Free Online Banking & Bill Pay
  • Unlimited Check Writing

         Apply Now

  • No Monthly Maintenance Fee
  • Telephone Banking Services
  • No Monthly Check Card Fee
  • FDIC Insured

 
Basic Interest Checking
 

  • $300 Minimum Balance
  • Free Online Banking & Bill Pay
  • Telephone Banking Services
  • Monthly Fee if Below Minimum Balance Requirement any day during the statement cycle is $6.00 plus .20 cents per item

         Apply Now 

  • Images Provided
  • Tiered Interest Based on Collected Balance
  • Free Check Card
  • Unlimited Check Writing
  • FDIC Insured


50+ Checking
 

  • No Minimum Balance
  • No Monthly Maintenance Fee
  • Free Online Banking & Bill Pay
  • Images provided
  • Must be 50+ years old

         Apply Now 

  • Free Check Card
  • Unlimited Check Writing
  • Telephone Banking Services
  • FDIC Insured


Relationship Checking
 

  • Minimum $10,000 Combined Balances (loans & deposits)
  • Free Online Banking & Bill Pay
  • Images Provided
  • No annual fee on HELOC (Subject to approval)
  • $15 coupon annually for check orders
  • No-fee safe deposit box (3x5) 1st year
  • No-fee money orders and travel card
  • No early withdrawal penalty on CDs in case of medical emergency

         Apply Now 

  • $10 Monthly maintenance fee if below minimum combined balance any day during the statement cycle
  • Tiered Interest based on collected balance
  • No Monthly Check Card Fee
  • Telephone Banking Services
  • FDIC Insured


High Yield Checking 

  • $50,000 Minimum Balance
  • Monthly Fee if Below Minimum balance requirement any day during the statement cycle is $25.00
  • Free Online Banking & Bill Pay
  • No annual fee on HELOC (Subject to approval)
  • $15 coupon annually for check orders
  • No-fee safe deposit box (3x5) 1st year
  • No-fee money orders and visa travel card

        Apply Now 

  • No early withdrawal penalty on CDs in case of medical emergency
  • Images Provided
  • No Monthly Check Card Fee
  • Tiered Interest Rates based on collected balance
  • Telephone Banking Services
  • FDIC Insured


First Choice Checking
 

  • Minimum $5,000 Combined Deposit Balance
  • Monthly Fee if Below Minimum balance requirement any day during the statement cycle is $10.00
  • Free Online Banking & Bill Pay
  • Three levels (required combined deposit balance):
    • Premium ($5,000-$9,999)
    • Elite ($10,000-$19,999)
    • Prestige ($20,000 +)
  • All First Choice Members are welcome to club activities, parties, seminars and trips!
  • Elite and Prestige Members receive free Club Checks

        Apply Now 

  • Prestige members receive free bill pay
  • No-fee money orders and visa travel card
  • Prestige Members are eligible for a  bonus on standard CDs
  • Must be 50+ years old
  • Images Provided
  • No Monthly Check Card Fee
  • Tiered Interest Rates based on collected balances
  • Telephone Banking Services
  • FDIC Insured



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