Retirement Plans 

Plan for a confident financial future - for yourself and your company. The right retirement plan may help you build loyalty and keep your staff where you need them.

Benefits of a retirement plan

  • Tax benefits.
  • Employee benefit. Attract and retain quality employees.

Retirement plan choices 

Simplified Employee Pension (SEP) Plan

  • Make contributions directly into the individual retirement accounts of each eligible employee.
  • Ideal for small companies.

Savings Incentive Match Plan for Employees (SIMPLE) IRA 

You can deduct as a business expense all contributions you make. Your employees can contribute pre-tax dollars. It's a low cost alternative to a 401(k) plan for companies with fewer than 100 employees.

Qualified Plans (Profit Sharing and Money Purchase)

  • Make annual contributions and receive a business deduction with both of these plans.
  • Each plan may offer greater flexibility and more discretion in setting employee eligibility requirements than other plans.

401(k)

  • Each employee decides if they want to participate.
  • You decide if you want to make tax-deductible contributions into their accounts.
  • Best for companies with more than 10 employees.

To open your account today, or to get more information about SEP, SIMPLE IRA, or Qualified Plan, please call 507-931-5211, or stop into one of our First Investment Center offices located at 226 Nassau Street in St. Peter, MN or 500 Long Street in Mankato, MN.

___________________________________________________

Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. First Investment Center, 226 Nassau Street, St. Peter, MN 56082

View Cetera Investment Services privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements.  The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.




Back to Top