- Treasury Securities
Treasury Securities allow you to invest your money in a government-backed security. They are the direct debt obligations of the United States Government and are issued in different terms. They offer you, as an investor, a broad range of maturities, variable interest rates, state and local tax exemption, and a highly liquid market, which makes the Treasuries Security an attractive investment. If redeemed prior to maturity, Treasuries may be worth more or less than the original cost.
- Federal Agencies:
Investing in a federal agency can help you enhance your cash flow and diversify your portfolio. Federal agencies are privately owned mortgage companies chartered by the federal government, which may include the Federal Farm Credit Bank, Federal Home Loan Bank, Federal National Mortgage Association, and the Student Loan Marketing Association. The U.S. Government does not directly back these agencies. This indirect obligation implies a slightly higher return associated with a slightly higher risk. Maturities will range from discount notes under one year to longer-term issues that pay interest semi-annually.
There are risks associated with such investments, including interest rate risk which can cause the value to fall as interest rates rise.
Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. First Investment Center, 226 Nassau Street, St. Peter, MN 56082.
Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.